Making Sense of Working Capital

Running a business means dealing with cash flow puzzles every week. These aren't textbook tips—they're what actually works when you're trying to keep operations smooth while planning ahead. We've spent years helping businesses across Australia figure out their working capital challenges, and honestly, the best insights come from seeing what happens in real situations.

How We Got Here

Our approach didn't appear overnight. It came from years of working with companies who needed practical answers, not theory.

2018

Starting with Questions

We launched with a simple idea—help Perth businesses understand their cash cycles better. Most owners we met knew their revenue numbers but couldn't explain why cash always felt tight. That gap became our focus.

2020

Building Real Tools

After working with over 80 companies, patterns started showing up. Payment delays, inventory timing, seasonal dips—these weren't unique problems. We developed frameworks that addressed the common patterns without ignoring each business's specific situation.

2022

Expanding the Approach

What worked for small manufacturers also helped service businesses and retailers. We refined our methods to cover different sectors while keeping things straightforward. The goal stayed the same: give owners clarity about where their money goes.

2025

Looking Forward

These days we're focused on helping businesses prepare for growth without creating cash crunches. Next year we're launching workshops specifically for companies planning expansion—because that's when working capital gets really interesting.

What Makes Our Method Different

Most financial analysis starts with balance sheets and works backward. We start with your actual business cycle and work forward. It's not revolutionary, just more practical.

The difference shows up in how we look at problems. If your cash flow drops every third month, we don't just point it out—we help you trace it back to specific causes and build solutions that fit your operations.

Cash Cycle Mapping

We track how long money takes to move through your business, from when you spend it to when you get it back. Simple concept, but seeing it clearly changes how you make decisions.

Scenario Planning

What happens if sales jump 30% next quarter? What if a major client extends payment terms? We run through scenarios so you're ready instead of surprised.

Practical Adjustments

Theory is fine, but you need changes you can actually implement. We focus on adjustments that work with your current setup, not ideal situations that don't exist.

Financial analysis workspace showing working capital review process

Real Businesses, Real Progress

These aren't dramatic turnarounds. They're examples of companies that figured out their cash flow and made things better.

Business owner reviewing financial documents and working capital metrics

Rhonda Vickers

Manufacturing Operations

Understanding the Delays

Rhonda's company made quality products but constantly struggled with cash gaps. The problem wasn't sales—it was the 75-day gap between buying materials and collecting payment.

We mapped out her complete cash cycle and identified three specific points where delays added up. After adjusting payment terms with suppliers and implementing staged invoicing, she cut the gap to 48 days.

"Finally understanding the timing made everything click. Now I can see problems coming and actually do something before they hit."

Paloma Denton

Service Business Owner

Planning for Growth

When Paloma landed three new contracts in early 2024, she knew she'd need more staff. What she didn't realize was how much cash she'd need upfront before the new revenue arrived.

We built a six-month projection showing exactly when cash would tighten and when it would recover. She arranged a line of credit beforehand and hired strategically. The growth happened without the usual chaos.

"Having the numbers ahead of time meant I could focus on delivering good work instead of panicking about payroll every week."

Where to Focus Your Energy

You can't fix everything at once. These areas usually give the biggest return when you improve them.

Payment Terms Review

Look at the gap between when you pay suppliers and when customers pay you. Even small improvements here create breathing room.

Inventory Timing

Money sitting in stock isn't working for you. Finding the balance between having enough and tying up too much cash makes a real difference.

Growth Planning

Expansion eats cash faster than most people expect. Planning the financial side before you commit prevents those "where did all the money go" moments.

Seasonal Patterns

If your business has busy and slow periods, you need different strategies for each. Understanding your cycle helps you prepare instead of react.

Quick Wins

Some improvements take months. Others you can implement next week. We help you identify both and prioritize what matters most right now.

Custom Solutions

Generic advice only goes so far. Your business has specific challenges that need specific answers. That's where detailed analysis pays off.

Ready to Sort Out Your Cash Flow?

Our next program starts in September 2025. Spaces are limited because we work closely with each business.

View Program Details